property valuation Eligibility : 80 % on land market value and Property without plan 30 % in construction value How do you get qualified for a Home Loan ? Check if you meet the eligibility criteria of age, employment, income, etc. Be ready to demonstrate your repayment capability with supporting documents. Build a good credit history before applying. Poor credit score can minimize the chances of your loan being approved home loans , mortgage loan , loan against property , housing loan , home construction loan , flat purchase loans , mortgage loan process