property valuation Eligibility : 80 % on land market value and Property without plan 30 % in construction value How do you get qualified for a Home Loan ? Check if you meet the eligibility criteria of age, employment, income, etc. Be ready to demonstrate your repayment capability with supporting documents. Build a good credit history before applying. Poor credit score can minimize the chances of your loan being approved. Talk to multiple lenders and choose one that best suits your requirements. If your individual income is low, try co-applying with your spouse or family member. home loans , mortgage loan , loan against property , housing loan , home construction loan , flat purchase loans