mortgage loan without income proof PNB on BANKING SURROGATE :- if you have business from last 3 years and good bank statement (1 year bank transactions ) , you can get mortgage loan on banking Surrogate without IT . requirment documents :- 3 years back date business licence or registation/ labour licence any one , 1 year bank statement , pan card , aadhar card , photos , property documents . we do mortgage loan process in india mortgage loan pnb in hyderabad