How do I avail a loan moratorium? Now you can choose to avail the loan moratorium for up to 6 EMIs due between 1st March 2020 and 31st August 2020. ... 1. If you do not opt for the moratorium: Total interest payable for 4 year 6 months loan tenure Rs. 1.20 lakh Total amount to be repaid (Principal + Interest) Rs. 5.20 lakh home loan , car loan flat loan , car loan, mortgage loan housing loan, loan against property , building construction loan , mortgage loan process , independent house for sale in hyderabad