How can one repay the Mortgage Loan ahead of schedule? When you avail a Loan Against Property or Mortgage Loan from banks you need to select a convenient repayment tenure. If you wonder what is a Mortgage Loan repayment, it means to pay off the borrowed principal along with the payable interest. Borrowers can easily make the repayments as manageable EMIs over a longer tenure of up to 20 years home loans , mortgage loan , loan against property , housing loan , home construction loan , flat purchase loans , mortgage loan process , house for sale