which rate of interest best in plot loan process. is how many rates of interests in plot loans process. two types rate of interest is in plot loans, one is fixed rate of interest for plot loans, one more is adjustable rate of interest on plotloans, An individual who takes a plot loan who can choose one of two any rate of interest. Two types of interest rates on plot loans are there. An individual who wishes to take a loan against plot can choose any one of two types of interest rates. These interest rates vary according to the duration of the loan, first one is Adjustable interest rate on plot loan, second one is Fixed interest rate on Mortgage loan. Adjustable rate of interest on plot Loans: loan duration 10 to 20 years This interest rate is not fixed static, it varies according to prevailing market conditions. as fer RBI Bank rules, If the RBI bank increases the home loan and plot loan interest rate, Banks also increase interest rates. In case RBI Bank reduced the rate of interest, Banks also reduce the rate of interest.