What is a Reverse Mortgage? Just like a salaried or self-employed individual, senior citizens and retired individuals also need funding to meet any unforeseen financial emergencies. In the absence of a regular source of income, funding them through a financial institution is the next best option available. A financing option like a reverse mortgage loan can meet these needs home loans , mortgage loan , loan against property , housing loan , home construction loan , flat purchase loans , mortgage loan process , used car loans