HOME LOAN BALANCE TRANSFER Let's say, you take a home loan from a bank with a rate of interest at 14%. A few years later, you realise, you're paying a really high rate of interest. What do you do? You request your bank for a reduction, but there's no response. This is where a home loan balance transfer, comes in useful. In a balance transfer, your outstanding loan gets transferred to another bank or lending institution, for a better rate of interest. home loan , flat loan , mortgage loan housing loan, loan against property , building construction loan , mortgage loan process , independent house for sale in hyderabad