mortgage loan without building regularization scheme hyderabad BRS / BPS if you have independent house without plan copy , you can get mortgage loan on property tax receipt . you can give ONLY last 5 Years property municipal tax receipts . Independent house without municipalty permissin valuation Eligibility : 50% to 70% on land market value and 25 % in house construction value below 15 years old house home loans , mortgage loan , loan against property , housing loan , home construction loan , flat purchase loans , mortgage loan process