how you may get Pradhan Mantri Awas Yojana (PMAY) ... . when you take home loan , then you are elgible for Pradhan Mantri Awas Yojan. you can get direct credit to your home loan account 2.4 lakhs to 2.7 . this is only for first house buyers , not second house we arranging hosing loans with Pradhan Mantri Awas Yojana. mortgege loan process through banks and non-banks. loan against property on tental income