how to release Pradhan Mantri Awas Yojana (PMAY) to borrower? whoever take first time home loan, then they are eligible for Pradhan Mantri Awas Yojan. You can get direct credit to your home loan account from 2.4 lakhs to 2.7 . this is only for first time house buyers, not second house. good rate of interest home loans and mortgage loans. best mortgage loan agencies