how to get Pradhan Mantri Awas Yojana (PMAY) to your home loan? When you get first time home loan through bank it willbe credit to your home loan account 2.4 lakhs to 2.7 within time of 6 to 9 months . This skim is only for first time house buyers, not second time house buyers. we arrange in lowest rate of interest to home loans and mortgage loan in hyderabad city and rangareddy district