How to get loan against property without income proof? To get a loan against property without income proof, you can consider using any of the following ways: • You can add a co-applicant who has a good credit history and proper income documents. • You can explain your income to the bank representative in detail if you do not have an ITR form. The bank statement can prove to be a useful tool in this regard. • Justify your reason of not filing ITR with a genuine reason, and also consult a tax consultant. • If you are continuously practicing good banking habits, then it can prove to be in your advantage. • You can also choose to accept a lower loan to value and avail the loan instead of getting your loan application rejecte home loans , mortgage loan , loan against property , housing loan , home construction loan , flat purchase loans , mortgage loan process , house for sale