How much money can I get as a Home Loan? The home loan amount you are eligible for depends on your monthly income, the tenure and the rate of interest. Use the calculator alongside to determine how much money you can potentially get. What should I choose home loan tenure? Your loan tenure should be so chosen that at the end of the loan repayment period, your age is less than your age of retirement. Choosing as long a tenure as possible increases your loan eligibility home loan flat loan , mortgage loan housing loan, loan against property , building construction loan , mortgage loan process