How do banks decide the Mortgage loan tenure. Depending on the age of the customer, his Mortgage loan tenure is decided. If his age is high, his Mortgage loan's tenure will decrease, Example if his age 55 Years, home Loan tenure can come from 10 years to 15 years. Similarly if his age is very short then his Mortgage loan tenure increase, If his age is below 40 years, his Mortgage loan tenure will be 20 years. Mortgage Loan's tenure is maximum 20 years only and mortgage loan term not come more than 20 years. My Loan Agency is the best mortgage Loan agency in Hyderabad, we are arranging Home loans, Mortgage loans, Loanagainst property, plot loans in Hyderabad, Secunderabad.