home loan process how you may get Pradhan Mantri Awas Yojana (PMAY) ... . when you take home loan , then you are elgible for Pradhan Mantri Awas Yojan. you can get direct credit to your home loan account 2.4 lakhs to 2.7 . this is only for first house buyers , not second house . we are doing home loans and mortgage loan process in secunderabad , telangana