Home loan process , can i get How much housing loan amount on my salary ? housing loan eligible it is depend on your monthly salary income or if you have business , it is depend on your income tax returns and on is yearly your company turnover , example : housing loan eligibility , if you have monthly salary 50000 , you can get 42lakhs housing loan , will get home loan tenure 25 years , housing loan rate of interest 7 % . you want 30 years home loan tenure ? you can get 45 lakhs of home loan and sme as rate of interest 7%