home loan for land buying and construction. first you should apply for land buying to bank. then you should to go to construction for house. you get two loans of home loans, one is, land buying loan, one more is, loan for construction on land, both are home loans. you get two loans of home loans, one is, land buying loan, one more is, home loan for construction on land, you will have both home loans. one is, land buying home loan, one more is, house construction loan