home loan flat loan , mortgage loan housing loan, loan against property , buildWhat is Home Loan Amortization Schedule? Loan amortization is the process of reducing the debt with regular payments over the loan period. A home loan amortization schedule is a table giving the details of the repayment amount, principal and interest component. BANK EMI calculators give a fair understanding about the ratio of the principal amount to the interest due, based on the loan tenure and interest rates. EMI calculator also provides an amortization table elucidating the repayment schedule. BANK 's home loan calculator provides a complete break-up of the interest and principal amount ing construction loan , mortgage loan process