Great, now I know what I can get. But how do I actually get a home loan? Apply to multiple banks and ask for offers. The form at the bottom of the page, allows you to apply to a maximum of 5 banks in one stroke. So get into action now. And watch various banks How much home loan can I get on 50000 salary? Normally, all banks provide home loans up to 60 times your monthly net income. You have a monthly in-hand (take home) salary as Rs 50, 000 and you are looking for a home loan of about Rs 30 lakh. compete so that you get the best possible deal.