Can I take 2 home loans at a time? No, availing two housing loans at a time for the same property is restricted as per the CERSAI. However, individuals can opt for a home loan balance transfer to refinance their existing housing credit at lower rates of interest. The facility comes with the top-up loan facility, an additional loan over and above the existing loan amount. Avail the funds to meet diverse financial necessities with ease. home loan , flat loan , mortgage loan housing loan, loan against property , building construction loan , mortgage loan process , independent house for sale in hyderabad