Can I get a 100% home loan? As per RBI guidelines, no lender is permitted to offer 100% home financing. You need to make a down payment amounting to 10-20% of the property's purchase price. Typically, you can obtain up to 80% housing loan financing for your property home loan , flat loan , car loan, mortgage loan housing loan, loan against property , building construction loan , mortgage loan process , independent house for sale in hyderabad