BANKING SURROGATE WITHOUT IT : if you have business from last 3 years and good bank statement ( bank transactions ) , you can get mortgage loan on banking Surrogate without IT . INDEPENDENT HOUSE WITHOUT PLAN COPY : if you have independent house without plan copy , you can get mortgage loan on property tax receipt ( you can give the last 5 Years property tax receipts home loan , car loan flat loan , car loan, mortgage loan housing loan, loan against property , building construction loan , mortgage loan process