mortgage loan process ON BANKING SURROGATE WITHOUT INCOME TAX " IT " This prodect only for Business people , self-employed individuals . if you have business from last 3 years and good bank statement ( bank transactions ) , you can get mortgage loan on banking Surrogate without IT . we are providing mortgage loans , project loans , home loans , loan against property . od loans , industrial loans , commercial loans . mortgage loan against property on INDEPENDENT HOUSE WITHOUT PLAN COPY : This product is available to salaried, self-employed individuals, partnership firms, private limited firms . if you have independent house without plan copy , you can get mortgage loan on property tax receipt ( you can give the last 5 Years property tax receipts ) . we are providing mortgage loans , project loans , home loans , loan against property . OD loans , industrial loans , commercial loans . MORTGAGE LOANS . MORTGAGE LOAN AGAINST PROPERTY WITHOUT INCOME PROOF . MORTGAGE LOAN , RENTAL PROPERTY LOAN : if you are geting monthly rental income on your own property, then you can get mortgage loan on rental property Surrogate . LOAN AGAINST PROPERTY MORTGAGE LOAN ON BANKING SURROGATE WITHOUT IT : if you have business from last 3 years and good bank statement ( bank transactions ) , you can get mortgage loan on banking Surrogate without IT . MORTGAGE LOAN PROCESS . MORTGAGE LOAN ON INDEPENDENT HOUSE WITHOUT PLAN COPY : if you have independent house without plan copy /BRS , you can get mortgage loan on property tax receipt ( you can give the last 5 Years property tax receipts ). MORTGAGE LOAN INTEREST RATE . mortgage loan interest rate 10 to 13 % loan against property interest rate 10 % TO 13 % . industrial property loan interest rate 10.90 % to 14% . commercial property loan interest rate 10.5 % to 13 % above rates depend on your profile, your property and bank to bank .MORTGAGE LOAN PROCESS . What is the difference between a Home Loan and mortgage loan ? There is a huge difference between a Home Loan and a mortgage loan. Home Loan is taken only for the purpose of buying a residential property whereas mortgage loan if you have own property, you can get mortgage loan for any purpose.