LOAN AGAINST PROPERTY ;---- Loan against property is a loan availed against mortgage of property (residential / commercial). A secured product, the interest rate on loan against property is low & is available for long tenures. Loan against property in India is usually taken for commercial purposes. How to get loan against property – 2 simple steps: For getting loan against properties the applicant & their business is evaluated, followed by valuation of the property offered as collateral. Followed by quick sanctioning. loan against property for your personal or business needs. Both residential and commercial properties can be mortgaged for taking a loan against property